I was searching far and wide for a balance transfer offer (minimum 12 months) with no upfront fees and no annual fees. Stumbled across this beauty and it’s too impressive to not post it as a deal.

The Woolworths Everyday Platinum Credit Card is the only card I could currently find offering two very important things – No Annual Fee (at least just for the first year), and a 0% Balance Transfer Fee (for 14 months).

From the site:


  • $0 annual fee for the first year Saving you $49. Apply by 30 June 2018
  • 0% p.a. on balance transfers for 14 months from card approval. Apply by 30 June 2018 (reverts to the variable cash advance rate)

There are other features too, such as “Get a $50 Woolworths eGift Card when you apply by 30 June and make an eligible purchase by 31 July 2018”, and “Up to 55 days interest free on eligible purchases”.
However, if you’re using this card for its best purpose, i.e. its Balance Transfer, then these two features should be moot.

In the interests of Full Disclosure:

  • This Card product’s Credit is provided by Macquarie Bank.
  • Key Facts Sheet.
  • Full terms of the Balance Transfer offer.

Please take into account your personal situation before applying for credit.